What breeds do you exclude from cover? | Napo Help Centre
What breeds do you exclude from cover?
April 14, 2025
We’re proud to offer health cover for all breeds of pet dogs and cats!
However, we may only cover your pet if it satisfies both conditions:
- They are a dog (Canis familiaris) or a domestic cat (Felis catus).
- They do not require a wild animal license in the UK.
Some examples of animals we do not cover include:
- Wolves and wolf hybrids that may require a wild animal license in the UK (including Czechoslovakian/Dutch/Saarloos Wolfdog).
- Foxes or racoon dogs.
- Australian Dingo.
- Asian Leopard cat and any crossbreeds of Asian Leopard cat.
- Any cats who are a hybrid between a wild cat (Serval or Savannah) and a domestic cat (also known as F1 cats).
- Feral cat.
For the following dog breeds (previously under our excluded breeds list) we are proud to now offer healthcare cover, although we still don't cover them for Third Party Liability 🎉
- Akbash
- Ainu
- Akita
- Alapaha Blue Blood Bulldog
- American Akita
- American Bandogge
- American Bulldog
- American Bully Classic
- American Bully Exotic
- American Bully Pocket
- American Bully Standard
- American Bully XL (with Certificate of Exemption)*
- American Pit Bull Terrier (with Certificate of Exemption)*
- American Staffordshire Bull Terrier
- American Staffordshire Terrier
- Anatolian Karabash
- Anatolian Shepherd
- Anglican Bulldogge
- Argentinian Mastiff (with Certificate of Exemption)*
- Azores Cattle Dog (Cão de Fila de São Miguel)
- Bakharwal
- Boerboel
- Brazilian Mastiff (with Certificate of Exemption)*
- Bucovina Shepherd Dog
- Bully Kutta (Pakistani/Sindhi/Indian Mastiff)
- Ca de Bou
- Canarian Mastiff
- Canary Catch Dog (Perro de Presa Canario)
- Cane Corso
- Caucasian Shepherd Dog
- Chinese Chongqing
- Chow Chow
- Dogo Argentino (with Certificate of Exemption)*
- Fila Brasileiro (with Certificate of Exemption)*
- Gull Dong
- Hokkaido
- Indian Pariah Dog
- Irish Staffordshire Bull Terrier
- Japanese Akita
- Japanese Mastiff (with Certificate of Exemption)*
- Johnson American Bulldog
- Kai Ken
- Kangal Shepherd Dog
- Karabash
- Koolie
- Korean Jindo
- Northern Inuit
- Phu Quoc Ridgeback (Chó Phú Quốc)
- Pit Bull (with Certificate of Exemption)*
- Pit Bull Mastiff
- Pit Bull Terrier (with Certificate of Exemption)*
- Romanian Raven Shepherd Dog (Ciobănesc Românesc Corb)
- Saint Miguel Cattle Dog (Cão de Fila de São Miguel)
- Seta
- Shar Pei
- Shikoku (Kōchi-ken)
- South African Mastiff
- Spanish Alaunt (Alano Español)
- Spanish Bulldog
- Spanish Hound (Sabueso Español)
- Staffordshire Bull Terrier
- Tamaskan Dog
- Thai Bangkaew
- Thai Ridgeback
- Tibetan Mastiff
- Tosa (with Certificate of Exemption)*
- Turkish Kangal Dog
- Uruguayan Cimarron (Cimarrón Uruguayo)
- Utonagan
- Vucciriscu
- Wolfdog F3, F4 or above (does not require wild animal license)
*Only if you hold a valid Certificate of Exemption under the Dangerous Dogs Act 1991 and fully comply with its requirements.
Please note that there are other eligibility criteria not related to breed. Refer to your policy document for more information.
If you purchased a policy before 14/04/2025 and your pet is on the excluded breeds list contained in your policy document please contact us via chat or email. If you are already speaking to us on email or chat, simply write ‘Ask a person’ to be directed to one of our Customer Champions. They will be happy to assist you further. 💙