Get comprehensive dog insurance from Napo

Get comprehensive dog insurance cover

Protect your pup and your peace of mind with tooth to tail cover that gets tails wagging.

Get your quote

Excellent

We've got tails wagging!

Try our fuss-free lifetime cover

Free vet video calls

Unlimited 24/7 video calls with UK vets and behaviourists. So you can always get expert help.

Fast fuss-free claims

Our simple claims process is quick, easy and all online. Read how to claim here.

Low excess

We have a low standard excess charge of £99 per condition, per year. No matter your policy.

What do Napo insurance policies for dogs include?

Here at Napo, we want to make sure you have everything you need to keep your dog happy and healthy. That's why we offer comprehensive dog insurance plans with lifetime cover, plus everything from travel cover to dental included.

Napo pet insurance plans for dogs include:

We've got you covered for:

Some insurers try selling these as add-ons. But at Napo, they're all just part of your monthly premium.

Accident and illness

If your pet gets poorly, we’ll cover vet treatment. That includes tests, surgeries, hospitalisation, medication, and more.

Dental work

We’re one of the only insurers to cover dental illnesses, including tartar removal and extractions.

Complementary treatment

Such as physiotherapy to help mend a torn muscle, or treatment to relieve general aches, pains, and stiffness.

Behavioural treatment

To stop bad habits like excessive grooming, or helping pets feel less anxious when you’re not there.

Travel and holidays

We include travel cover in case your pet needs to see a vet abroad, or you have to extend or cut a trip short because of your pet.

Emergency boarding

Covering the cost of putting your pet into a kennel or cattery if you need to go into hospital and can’t look after them.

Finding a missing pet

If your pet goes missing, we’ll pay advertising costs and the reward.

Third party liability

If your dog injures someone or damages property and a claim is made against you (but these breeds aren't covered).

Frequently Asked Questions

Why should I insure my dog?

Vet treatments can be very expensive, and often out of the blue. Although you might do all you can to protect your pooch, accidents and illness can still happen. Having insurance for your dog means you don’t have to worry about paying all your vet fees yourself. Your insurer will pay the bill as long as it’s included within your policy. A Napo dog insurance policy covers more than just vet fees though. We'll help you cover the cost of other treatments like complementary therapy and behavioural therapy. If your pet ever goes missing, we'll help you pay for advertising costs and rewards. We also offer travel cover with every policy.

Is it worth insuring an old dog?

Whether you think getting older dog insurance is worth it is down to you, and will depend on your situation. For many people, covering an unexpected vet bill can be stressful, and they might not have the savings to cover it. Sadly as dogs get older, they're more likely to suffer from ill health. Plus, any conditions they already have are likely to get worse, and they don't recover from ill health as quickly as a young dog. That means they're more likely to need some extra care. Having dog insurance means you can worry less about covering vet bills, as your insurer will cover it for you.

How much does dog insurance cost?

The average cost of dog insurance will vary depending on the policy you buy, where you live, and factors like your dog’s age and breed. And just like home insurance or car insurance, you generally get more comprehensive cover, and higher fee limits, if you’re willing to pay a higher premium. Meanwhile, you can take out a cheaper policy, but this typically offers limited cover. There are other costs to factor in too, other than your monthly premiums. You'll usually have to pay excess whenever you claim. Excess varies between each policy and provider. Napo offers a low excess of £99 per condition, per year.

Which is the best pet insurance for dogs?

Every situation and every dog is different. So the best pet insurance for your dog might not be the same as what another owner wants. It depends on your budget, the breed you own, how high vet fee cover you want, and how comprehensive you want your cover. For example, if you'd like dental or travel cover included. At Napo, we offer four different policies. They offer the same types of cover, like dental, but the limits for each cover vary.

Do you offer puppy insurance?

Yes, our dog insurance covers both puppies and dogs. We can insure your puppy as long as they’re older than 4 weeks of age.

Do you offer senior dog insurance?

Napo can offer pet insurance for senior dogs. Because all of our policies offer lifetime cover, we'll protect your pooch no matter how old they get.

Does dog insurance cover dental?

Whether your dog insurance covers dental depends on your insurance provider and the type of policy you buy. At Napo, all policies include dental cover. We'll cover the cost of dental treatments caused by accidents or illnesses that are not pre-existing.

Do you do dog insurance for pre-existing conditions?

Sadly, we can not cover any pre-existing conditions your dog’s had in the last 24 months.

Can I get multi dog insurance?

Yes, you can insure more than one dog with us. You can also insure multiple cats with Napo. Or insure loads of both! You'll get a 5% multipet discount no matter what kind of pet you insure.

How long does dog insurance take to kick in?

Most insurance policies have a waiting period. This is a set number of days between your policy start date and when the cover comes into effect. The length of the waiting period varies between different dog insurance companies.